How to Submit a Tenant’s Negative Behavior to Equifax
Canada has a platform that specializes in rental credit checks and report, which is helpful to both landlords and tenants. Submitting a tenant’s negative behavior to credit reporting agencies typically involves documenting any unpaid rent or lease violations that have led to monetary losses. Here’s a general process to report this type of information:
Step 1: Register in LANDLOAR CREDIT BEREAU
1.Open the website:
https://landlordcreditbureau.ca/
2. Select Menu “Debt Reporting”
3: You will enter FRONTLOBBY as follow, and click “Get Started”
4: Input Register Information
5. Click Button: Sign Up
6 : Indicate Activation
Step 2: Activate and Login Account
1. Go to Email to Activate the Account
2: Login FRONTLOBBY
Step 3: Complete My Profile and Equifax Verification
Tips： Please get your Equifax Report in advance as reference to match the information.
1. Click Complete My Profile
2: Input Contact Details
3：Input Current Address
4: Input Organization Details if available
5: Begin Equifax Verification
6：Answer Equifax Question according Equifax Report
7： Upload Documents
Tips: Prepare property tax,utilities bill or Landloard authorization Doc in advance
Step4: Report debts owed by tenants
1.Input tenant information
2.Rent payment information (due or on time)
3.Add Notes:
Record what happened specifically so that it can be easily handled if there is any dispute.
4.Input Lease Record
If there is any money owed, the landlord can fill in the amount here. The LCB is responsible for notifying tenants that their rent payments have been reported to the LCB and advising them of the benefits and consequences of overdue rent and unpaid rent.
Through LCB, you can also report previous tenants. A record of the delinquency will remain until the landlord receives the money.
5.Tenant information synchronized to Equifax
This step may be the best way to “retaliate” against a “bad tenant”.Turn on Equifax under the tenant list to synchronize records to Equifax.
Good tenants can build a good credit score this way, while tenants who default on their rent will have their points deducted and suffer the consequences.
Note：About the Fee
It should be noted that synchronizing tenant records to Equifax is a paid service, and the specific charges are as follows.
However, rights and obligations are reciprocal. Landlords are obliged to report truthful information and will be held accountable for providing false information.